William Brown Insurance Services - Life Insurance Home Insurance Car Insurance William Brown Insurance Services - Life Insurance Home Insurance Car Insurance
Home - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Services - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Our Team - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Our Affiliates - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Our Clients and Friends - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Careers - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Contact Us - William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance



Welcome to William Brown Insurance Services - Life Insurance Truck Insurance Homeowners Insurance
Independently owned and operated for over 20 years, William Brown Insurance has provided coverage for generations of families and businesses. It's the service, knowledge and personal attention our agency provides that has led to our continued success and client satisfaction.

Building successful, long term relationships has always been our agency's number one goal. When we sit down with our clients, we take the time to ensure they have the proper financial plans and insurance coverage to meet their own, individual needs.

As one of our valued clients, our agents will review your policy with you on a regular basis to discuss any changes in your life and related insurance needs. At William Brown Insurance, we are fully committed to our client's happiness and security.

Please call us at (262) 646-8252 or contact us and experience the enthusiasm, honesty and level of service that sets us apart from all other agencies.

Based out of Wisconsin, William Brown Insurance also provides service to Minnesota, California, New Mexico, Arizona, Ohio, Arkansas, Colorado, Indiana, Missouri, Illinois, South Carolina, Texas and Nevada. If you live in or do business in any of these states, please give us a call.

William Brown Insurance Services Donates to St. Jude Childrens Research Hospital

Check out my interview, Assessing Your Home Insurance Coverage on Wisconsin Real Estate, one of the top sites for Wisconsin real estate, including Beaver Dam, WI real estate. Wisconsin Real Estate also services Illinois real estate and Michigan homes for sale.

William Brown Insurance Services Twitter & Facebook
For Email Newsletters you can trust
William (Billy) Brown Insurance Services
William Brown Insurance Services - Request a Quote
William (Billy) Brown Insurance Services
6/25/2014  Summer Activities & Being Safe

While you're out having fun in the summer sun, make sure that you're properly insured for the seasonal activities here in Wisconsin.  Here are some "summer insurance" consideration that everyone should keep in mind.

Swimming Pools.  Regular homeowners insurance may not provide enough coverage for a pool and some policies may even exclude pools.  Because pools can pose a danger, they will increase your liability risk.  With a backyard pool, you stand a greater chance of being sued or having to pay someone's medical expenses. Nearly 400 children younger than 15 drown each year in pools and spas, according to the U.S. Consumer Product Safety Commission. 

Make sure you have additional liability coverage when you get a pool.   Ideally, you may want to get an umbrella policy that will increase your coverage beyond what you have on other policies.  That few extra hundred dollars a year can get up to $1 million in additional protection.  Before installing your pool, review the standards and codes where you live. Those could include requirements for safety equipment, such as fences and locks.

Classic Cars & Hot Rods.  If you're a car buff who owns a classic car, you probably take every opportunity to get your "baby" out of the garage and on the streets.   Before you head to the latest car show or event, make sure your classic car has separate insurance from your regular set of wheels.  Due to it's limited use and high value, you'll need special coverage. 

See if your insurer has the resources to help find rare parts, mechanics with the know-how to handle damage to your car.  Also ask if you can send the car across state lines to your mechanic of choice.  Liability coverage is especially important with collector cars, which can be difficult to drive if they have small windows or lack mirrors.

Watercraft.  Look to see if your homeowner or  renters insurance provides all the coverage you need. For larger and faster boats, or personal watercraft -- like Jet Skis -- you'll need a separate marine policy.  Premiums will depend on your boating background, type of boat and where you'll use it. A boat in Los Angeles is going to cost more to insure than one here in Wisconsin because of the limited use, theft and storm damage risks.

The owner's age, credit history, driving record, boating certifications and whether you own or rent a home can affect your policy cost, too.

Motorcycle.  All motorcyclists are required to have liability coverage for property damage and bodily injury that they may cause to other people in an accident.  Check with your agent to see if that coverage would also protect passengers on your bike.  Whether you've had an accident, where you ride, your age and how you store the bike all affect your motorcycle insurance premiums. Discounts are available if you've taken a safe-riding course, are a member of a motorcycle organization or club, or if you own more than one bike.  Home ownership can also score you a discount on insurance!

Road Trips.  If you're renting a vehicle for your trip, know what your own auto insurance covers before you accept the rental company's policy. The insurance sold at the rental counter typically includes, among other things, liability protection for lawsuits, personal accident insurance for medical or ambulance needs, and personal effects coverage for theft of your belongings in the car, but you may not need all of that. Check your auto policy and your credit card agreement, which also may provide car rental coverage. One question to be sure to ask is if a rental is damaged, find out if you have to pay upfront for repairs and wait for reimbursement, or will your insurer cover the costs right away.  Finally, if you're heading across the border into Canada or Mexico, look into insurance requirements and whether you need to take proof of coverage.

Vacation Rentals.  Insurance requirements vary considerably, depending on the length and frequency of the stays.  If you're renting someone else's home for your own summer vacation, talk to your agent about whether your own home insurance covers damage or theft where you're renting. If you book through an online vacation listing website, it may offer a property damage policy as part of the package.

As always, get all the facts about your coverage and speak with your insurance agent regarding any questions.  Be safe this summer, not sorry.

Billy Brown Racing Apparel
Call William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Contact Us
info@billybrowninsurance.com
(262) 646-8252
or toll free 1-888-558-4660
William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance Contact William Brown Insurance Services - Life Insurance Homeowner Insurance Car Insurance
Home | Services | Our Team | Affiliates | Clients & Friends | Careers | Contact Us
© 2012 William Brown Insurance Services, Inc. All rights Reserved. Site designed by Adroidea.